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Frequently Asked Questions (FAQ's)


  1. Why would we want a water bank in GMD5?

    Supporters of water banking believe this marketing concept will put water to the most efficient and economical use, while providing greater flexibility to the water users who use the program.
  2. Who will pay for a water bank? How will the bank operate?

    Although operated through GMD5, the bank will be set up as a separate entity and must be self-supporting. A fee schedule has been established to offset expenses.
  3. How will Water Banking affect my water right?

    Only those water users who participate in the program will be affected by water banking, and that is only for the duration of a deposit or lease. Participation in the bank constitutes due and sufficient cause for non-use.
  4. Why does the Bank have to show a minimum 10% conservation savings?

    The Water Banking Act requires a minimum 10 % savings in consumptive use.
  5. Why, in a Savings Account, are they taking 10% of my carry-over water?

    The carry-over water is additional. Before water banking, water users could not carry-over any water from year to year. It is not a taking, since any water carried over is all extra.
  6. Do I have to use the Bank?

    No, the bank is a voluntary program. It will not lead to cutbacks or any reduction in your water right.
  7. Why would I support the bank concept in this District?

    The Banking program offers flexibility to the antiquated water laws of Kansas. The people of central Kansas are in a position to set the pace for the needed changes in Kansasís water law.
  8. How will the deposit of my water right into the bank for five years impact the property taxes on the ground?

    You should contact your County Appraiser to determine your options.
  9. When I can sign up for water banking?

    Any person wishing to deposit water in the bank must do so on or before April 1 of the year in which the deposit will be made, provided no water had been used between January 1 and March 31.
    Any person wishing to establish a savings account must do so by December 1 of the year preceding the year they want to participate.
  10. How do I sign up to make a deposit, lease water or establish a savings account?

    Each person wishing to participate in the bank must first enter into a contract with the bank.
  11. Can I file an application electronically?

    The forms are available to be printed from the web, but they cannot be filed with the bank electronically at this time.

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